"Improve Your Credit, Improve Your Life"

How Our Process Works

STEP 1:

Our process is simple! Contact us for a complimentary consultation and review of your credit reports. The best way for us to convey to you our best expertise is for you to provide us a recent (within 30 days) copy of your credit report or your login to a credit monitoring service that provides us all three credit bureaus. If you do not have a recent credit report or monitoring service then please see our menu tab “Get My Credit Report” Once you obtain your reports please email them to This email address is being protected from spambots. You need JavaScript enabled to view it.. Our analyst will perform a thorough audit of your accounts and contact you within 48 working hours to set up a brief consultation via phone. We will give you an honest assessment of your situation, listen carefully to your needs and goals and then we will tailor a personalized plan that is both effective and cost efficient.

STEP 2:

Once you decide to come on board we will begin the dispute process with the credit bureaus, creditors and collectors by aggressively using the laws and our proven strategies to dispute the inaccurate and derogatory information on your reports. You will also receive a credit education packet and a consultation with an advisor who will walk you through a step by step process to help you rebuild your credit at the same time that we are cleaning it up. The combination of us working together will ensure that you receive optimum results as quickly as possible.

STEP 3:

The credit bureaus have 30 “working” days to respond to our disputes from the time they receive them. Once you receive the replies in the mail you will forward them to us so we can assess the improvement by reviewing the accounts that have either been deleted or updated to a positive status. We will continue to dispute the derogatory item(s) still remaining by pursuing more aggressive tactics next time around. Credit repair is a process that can take an average of 6 months to complete and you will usually start to see improvement within the first 45 days at which point you will begin to see improvement in your scores