"Improve Your Credit, Improve Your Life"

Know Your Rights

It is your right and responsibility to ensure the accuracy of the items on your credit reports.  If information recorded on your credit reports is not accurately represented then you have the right to request that questionable information be removed from your reports.

As a consumer you have certain rights when it comes to the accuracy of your credit profile and as experts in the field of credit repair we leverage all applicable consumer laws to fight for your rights and to hold the credit bureaus accountable according to the law. We will dispute all inaccurate and derogatory information on your credit report resulting in either the removal or correction of that information. You will begin to see positive results in as little as 45-60 days.

The links below will help you to better understand your rights as a consumer:

 

The Fair Credit Reporting Act (FCRA)

http://www.ftc.gov/os/statutes/fcradoc.pdf

 

Fair Debt Collection Practices Act (FDCPA)

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

 

Fair Credit Billing Act (FCBA)

http://www.ftc.gov/os/statutes/fcb/fcb.pdf

 

Fair and Accurate Credit Transactions Act (FACTA)

http://www.gpo.gov/fdsys/pkg/PLAW-108publ159/pdf/PLAW-108publ159.pdf