"Improve Your Credit, Improve Your Life"

Get My Credit Report

You can obtain them free by following the instructions below, or we can help you obtain themby giving us a call at (800) 679-7172.

How to Obtain Your FREE Credit Reports

You may obtain FREE copies of your reports by requesting them Online, by Phone or by Mail at www.annualcreditreport.com. You will need to pull reports from all three of the major credit bureaus (Experian, Equifax & Trans Union) All reports must be current within the past 30 days. If you already have current credit reports from another source we will accept those reports. If you receive your reports online in a digital format you will have the option to “Save” them and “Print” them and you will need to do both. Once you have saved your reports you will need to email them to This email address is being protected from spambots. You need JavaScript enabled to view it. so we can begin your complimentary review and analysis. If you choose to move forward with our service then you will need to MAIL a hard copy of all 3 reports to us ASAP so we can begin work on them right away. (DO NOT FAX) Mailing address: 5173 Waring Road Suite 39, San Diego, CA 92120.

To Request Your Credit Report Online (This is the fastest way to obtain your reports as you will have them instantly)

  • Log on to www.annualcreditreport.com
  • Follow instructions and pull reports from all three bureaus
  • Save in digital form (PDF or WORD) and email to This email address is being protected from spambots. You need JavaScript enabled to view it.
  • Print out reports and mail hard copies to:
    Insight Credit Group Inc. 5173 Waring Road Suite 39, San Diego, CA 92120
  • Note: www.annualcreditreport.com only allows you to pull one free report from each bureau every 12 months so if for some reason you are not able to obtain all 3 copies, please contact us for assistance or go to the links below or and either call or go online to obtain the remaining reports needed directly from the credit bureaus. There will be a small fee for each one.

To Request Your Credit Reports by Phone (Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery)

  • Call 1-877-322-8228
  • You will go through a simple verification process over the phone

To Request your Credit Reports by Mail (Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery)

  • Print and Complete the  Request form HERE.
  • Mail the completed form to:
    Annual Credit Report Request Servic, P.O. Box 105281, Atlanta GA 30348-5281
  • Note: You have the right to a free credit report if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within 60 days.  The credit bureau must provide someone to help you interpret the information in your credit file.  You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are the recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

Experian - 888-397-3742
https://www.experian.com

Equifax - 888-202-4025 
http://www.equifax.com/equifax-credit-score/

Trans Union - 800-916-8800 PRESS-1 For automated service to obtain report or press 3 to speak with a live person.
http://www.transunion.com