Debt Settlement is often referred to as the alternative to bankruptcy. It is the process of eliminating your unsecured debts (usually credit cards, unsecured loans and medical bills) by negotiating settlements with your creditors for less than the full amount owed.
This program is designed for people who have fallen upon financial hardship and are struggling to make ends meet. We have partnered with some of the top negotiators in the nation who will carefully analyze your situation and determine whether or not this is a program that makes sense for you. If so, we will work closely with you to ensure that we do our part to settle your debts as effectively as possible. Most debt settlement programs require that you have a minimum of $10,000 in unsecured debt and they work within your budget to find a monthly payment that is affordable for you. Your payment will accumulate in a secured fund until there is enough money to offer your creditors a “lump sum” settlement for less than the full amount owed. The debts are settled one creditor at a time based on the funds you have available and the goal is to eliminate all your debt within 12–36 months depending on your circumstances.
If you are the right fit for this type of program it can be a very effective option for you thus eliminating not only your debts but all the stress associated with financial hardship that inevitably affects your family as well as so many other areas of your life. If this is not the right program for you, we will inform you of that up front and recommend some alternative options. Call now for a complimentary consultation and speak with one of our knowledgeable consultants. Let us help you get your life back on track, so you can live the life you deserve to life!